Power outage tips

Whether or not you know it's coming, a power outage can be a major disturbance. 知道如何为停电做准备是个好主意, 一旦灯灭了，做好准备也无妨.

How to prepare for a power outage

• 停电随时可能发生，而且是不可避免的, 但是通过安装一个 backup generator at a home or business.
• Have a small power outage emergency kit on hand. 考虑包括水、零食、药物和书籍. 如果中断预计持续时间超过一天, 你可能需要一个更大的工具箱，包括几天的水和食物, plus extra blankets and warm clothes.
• Keep flashlights, 一个电池供电的收音机和额外的电池放在指定的地方，这样很容易找到.
• 如果你知道停电即将来临，预留额外的水，购买或制作额外的冰. You can use the ice to keep perishable items cool.
• Install fresh batteries in your smoke detector. Test the smoke detector on a monthly basis to confirm it's working.
• Keep an appliance thermometer in the freezer. 如果电力恢复时冰箱的温度是40华氏度或更低，那么食物可能被认为是安全的.
• Keep a fully charged cell phone on hand. 如果你有便携式充电器，确保它已经充好电并准备好了.

What to do in a power outage

• If possible, 使用手电筒或电池供电的蜡烛代替传统的蜡烛作为应急照明. 在不熟悉的环境中使用蜡烛可能是危险的火灾隐患.
• Turn off, unplug or disconnect any appliances, 停电时还开着的设备或电子设备. 当电力恢复时，它可能会以瞬间恢复 "surges" or "spikes" that can damage equipment such as computers, and motors in appliances like the air conditioner, refrigerator, washer or furnace.
• 留下一盏灯，这样你就知道什么时候有电了.
• 避免打开冰箱和冰柜，以保持食物凉爽. Before eating food items, check them for spoilage.
• Use generators safely. 如果你有便携式发电机，只能在通风良好的室外运行. 切勿在室内或附属车库使用发电机. The exhaust fumes contain carbon monoxide, which can be deadly if inhaled.
• Listen to a battery powered radio for updates.
• Know how to get information about power outages. If you have access to the internet, look up the electrical outage information for your area.

After a power outage

• 处理暴露在40⁰或更高温度下两小时或更长时间的冷藏食品, or that has an unusual odor, color or texture. When in doubt, throw it out!
• 如果停电超过一天，除非药品标签上另有说明，否则应丢弃冷藏的药品. If a life depends on the refrigerated medication, 咨询医生或药剂师，看看药物是否可以使用，直到有新的供应.

Food spoilage or appliance damage

If a covered event caused by a power outage occurs, 你的房主或小企业政策可能会提供食品变质pp王者电子官网. 你的pp王者电子官网可能会有一个限额，也可能有一个免赔额. 被覆盖的事件可能包括龙卷风、飓风、火灾或闪电等等. 大多数保单将不包括机械故障由于磨损或如果单位只是停止工作. 如果电力被你或公用事业公司关闭，pp王者电子官网可能不会提供pp王者电子官网.

根据保单的不同，你的电器可能包括在内，也可能没有. 承保范围可扩大到因电气故障而损坏的电器.

如果你确实有食物丢失或电器损坏，检查你的 home insurance policy or small business policy to see if the loss may be covered. If you decide to file a claim, 您的保单将被审查，您的pp王者电子官网公司将告知您的损失是否得到赔偿. If there are questions, please contact your agent.