State Farm® 529储蓄计划 - 静态增长选项

Participation in the Plan does not guarantee that contributions and the investment return on contributions, 如果有任何, will be adequate to cover future tuition and other higher education expenses, or that a beneficiary will be admitted to or permitted to continue to attend an eligible educational institution.

This material is provided for general and educational purposes only and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. 联邦税法. This material is not an offer to sell or a solicitation of an offer to buy any securities. Any offer to sell units within the Plan may only be made by the Program Disclosure Statement and Participation Agreement relating to the Plan.

Nebraska Educational 储蓄 Plan Trust 发行人

Nebraska State Treasurer 受托人

Nebraska Investment Council 投资的监管

联合银行信托 项目经理

State Farm VP Management Corp. 销售经销商

Northern Trust Securities Distributor, Member FINRA, SIPC

Account owners do not own shares of the underlying investments, or, in the case of the Bank 储蓄 Investment Option, directly hold a savings account, but rather own an interest in the Individual 投资选择 offered by the State Farm 529储蓄计划.

If assets are not used for qualified expenses, the earnings portion of the withdrawal is subject to federal income tax and an additional 10% federal tax and may be subject to state and local taxes. Qualified higher education expenses include tuition, 费用, 教科书, supplies and equipment (including computers) required for enrollment or attendance and certain room and board expenses for the academic term during which the student is enrolled at least half time at an eligible educational institution. Expenses for special-needs students that are necessary in connection with their enrollment or attendance may also be eligible.

If the account owner dies before the end of the five-year period, a prorated portion of the contribution will be included in his or her taxable estate. If you contribute less than the $80,000年最大的, additional contribution can be made without incurring federal gift taxes, up to a prorated level of $16,000元/年. Federal gift taxation may result if a contribution exceeds the available annual gift tax exclusion amount remaining for a beneficiary in the year of the contribution.

No additional contributions can be made for any beneficiary when the fair market value of all accounts maintained for that beneficiary within all plans offered by the State of Nebraska reaches $500,000. Assets can grow beyond $500,000.

A "member of the family" includes an individual who is a son, 女儿, 继子, step女儿 or a descendant of any such person; a brother, 妹妹, 同父异母的弟弟, or step妹妹; the father or mother, or an ancestor of either; a stepfather or stepmother; a son or 女儿 of a brother or 妹妹; a brother or 妹妹 of the mother; a son-in-law, 儿媳, 岳父, 婆婆, 姐夫, or 妹妹-in-law; the spouse of the beneficiary or the spouse of any individual described above; or a first cousin of the beneficiary. For purposes of determining who is a “member of the family,” a legally adopted child or a foster child of an individual is treated as the child of that individual by blood. The terms “brother” and “妹妹” include half-brothers and half-妹妹s.

An eligible educational institution includes accredited post-secondary educational institutions or vocational schools in the United States and some abroad offering credit toward a bachelor’s degree, an associate’s degree, a graduate level or professional degree, or another recognized post-secondary credential. 看到 www.fafsa.ed.gov /.

Non-Us residents disclosure:

Each of the investment products and services referred to on the State Farm Mutual Funds web site is intended to be made available to customers or prospective customers residing in the United States. 客户的U.S. permanent residence address must be a street address. This web site shall not be considered a solicitation or offering for any investment product or service to any person in any jurisdiction w在这里 such solicitation or offer would be unlawful.

业务 Continuity Plan Disclosure for State Farm VP Management Corp.

State Farm VP Management Corp. has developed a 业务 Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

pg电子官方网页版 – After a significant business disruption, if you cannot contact us as you usually do at 1-800-321-7520, you should contact your registered State Farm agent or go to our web site at uncsj.com®.

Our 业务 Continuity Plan – We plan to quickly recover and resume business operations as soon as possible after a significant business disruption and respond by safeguarding our 员工 and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. 简而言之, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data back-up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, 员工, and regulators; alternate physical location of 员工; critical supplier, 承包商, bank and counter-party impact; regulatory reporting; and procedures to help ensure that our customers have prompt access to their funds and securities if we are unable to continue our business.

Our business continuity plan may be revised or amended. If changes are made, an updated summary will be promptly posted on our website (uncsj.com) or you may obtain an updated summary by calling us at the number below and requesting that a written copy be mailed to you.

不同的中断 – Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district w在这里 our firm is located, the 城市 w在这里 we are located, 或者整个地区. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we may transfer our operations to a local site when needed and expect to recover and resume business within 1 business day. In a disruption affecting our business district, 城市, 或地区, we will transfer our operations to a site outside of the affected area, and expect to recover and resume business within 3 business days. 在任何情况下, we plan to continue in business, transfer operations if necessary, and notify you through our web site uncsj.com, or our customer number how to contact us. In the unlikely event that the significant business disruption is so severe that it prevents us from remaining in business, our plan provides procedures to help ensure that our customers have prompt access to their funds and securities.

In all of the situations described above, in light of the various types of disruptions that could take place and that every emergency poses unique problems, it may take longer to resume operations during any particular disruption. If you have questions about our business continuity planning, you can contact us at 1-800-321-7520.

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, 验证, and record information that identifies each person who opens an Account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.